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Additionally, customers for this kind of strategy could have serious lawful or criminal histories. It's essential to keep in mind that various service providers use a series of concern ages on their ensured issue policies as low as age 40 or as high as age 80 - funeral insurance for the elderly. Some will additionally use greater face values, up to $40,000, and others will permit better death advantage problems by improving the rates of interest with the return of costs or lessening the number of years till a complete survivor benefit is available