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Additionally, customers for this sort of plan can have severe legal or criminal backgrounds. It's crucial to keep in mind that various service providers provide a series of problem ages on their guaranteed issue policies as reduced as age 40 or as high as age 80 - seniors funeral insurance. Some will additionally supply higher stated value, approximately $40,000, and others will certainly allow for far better death benefit conditions by improving the rates of interest with the return of premium or decreasing the variety of years until a full fatality benefit is readily available